Information for Buyers
Finding your next home can be time consuming and stressful but once
found, the moving process with Livitup is straight forward and
efficient.
Once the price is agreed both parties (vendor + purchaser) will instruct
their prospective
Solicitors
informing them of the agreed sale price. The purchaser
solicitor
will need some initial funds in order to obtain the local searches to
make sure there's no plan for a motorway to go through your new lounge.
In the meantime the vendors solicitor will be applying for the deeds
from the current owners mortgage company, so they can actually sell
the property to ‘you’.
At this point you should organise your mortgage, if not already done.
The most effective and efficient way is to contact a Financial
Advisor who can organise and search for the best ‘deal’
on a mortgage for you. At this point they should instruct a surveyor
to do the necessary checks on the property you intend to purchase to
insure it is ‘safe’ property to buy.
They will then prepare a draft contract and send it to your
solicitors. Your solicitor will then, no doubt, raise the standard
preliminary enquiries along with any others i.e. fixture, fittings
boundaries and extensions. This can take a while for both parties
solicitors to come to an agreement and produce an approved contract.
Once the contract, survey and mortgage offer has been approved, your
solicitor will need you to pay the deposit and sign the contract. A
completion date is set and contracts are exchanged.
Most properties are subject to stamp duty. To see if your new home is
liable click
here
To assist these are the current bandings:
| £0 -
£125,000 |
0% |
| £125,001 - £250,000 |
1% |
| £250,001 -
£500,000 |
3% |
| £500,001 + |
4% |
|
NB. This is correct as of March 2006 Budget |
|
Feel free to search our vast database of properties.
If the type of property you are looking for is not listed please fill
in our Registration
form so that we can contact
you when properties in your criteria come available.
To search through our properties for sale click
here